• 'It’s not the years in your life that count. It’s the life in your years' – Abraham Lincoln
  • 'Education is not preparation for life; education is life itself' – John Dewey
  • 'If you don’t design your own life plan, chances are you fall into someone else’s plan. And guess what they have planned for you?
    Not much.'- Jim Rohn
  • 'Your present circumstances don’t determine where you go, they merely determine where you start' - Nido Quebein
  • 'I can’t change the direction of the wind but, I can adjust my sails to always reach my destination' – Jimmy Dean
  • 'What great thing would you attempt if you knew you could not fail' – Robert H Schuller
  • ‘Don’t simply retire for something, have something to retire to’ – Harry Emerson Fosdick

Our Process

Lifestyle financial planning does not only focus on your money, but rather what your money is required to do for you based on your needs, goals and lifestyle aspirations. Lifestyle financial planning will help you determine “How much is enough” thereby creating a balance between your money, lifestyle and the things you would like to enjoy in life.

American business magnate, investor, and philanthropist Warren Buffet said it best:“To invest successfully over a lifetime does not require a stratospheric IQ, unusual business insights or inside information.  What’s needed is a sound intellectual framework for making decisions and the ability to keep emotions from corroding that framework”.

As your financial life coach, we are able to guide and provide you with the correct framework in making decisions regarding your wealth and lifestyle. In so doing you will gain security, peace of mind and freedom of choice. Along with freedom of choice you are able to “Choose the life you want to live” and make it happen!

Lifestyle fiinancial Planning

Lifestyle financial planning is strategy driven rather than product driven and focuses on three fundamental areas:

  • Your Values and goals
  • Your personal financial plan
  • Your investment strategy

However the above fundamentals alone will not guarantee success.  Understanding of the types of behavior that lead to success as well as aligning your investment strategy with your values and goals is also required.

Our core focus is that of Lifestyle Financial Planning, involving a six step process:

  • Establishing and defining a relationship
  • Obtaining information (financial, needs, goals etc.)
  • Analysing information
  • Developing a financial plan
  • Implementing the plan
  • Regular reviewing of the implemented plan

Our Service Offering:

A - Holistic Financial and Life Planning

Development

    • Identify goals, life transitions and strategies
    • Tax and Estate Planning
    • Risk Management
    • Project management of goals and life transitions
    • Develop and document a financial plan

Implementation

    • Investment strategies aligned to short, medium and Long-term Goals using the appropriate investment vehicle (Unit Trust, Retirement Annuity, Endowment, Preservation Fund or Living/Life Annuity)
    • Risk plans (Life, disability, sever illness, income protection and medical cover)
    • Drafting of Wills and Trust Deeds
    • Registration and amendments of Trust Deeds

B - Business Assurance and Employee Benefits

    • Buy and Sell insurance and agreement
    • Contingent Liability
    • Key man Insurance
    • Pension/Provident Funds
    • Medical Aid

C - Outsourced Services

    • Short Term Insurance - Personal and commercial
    • Personal and Company tax returns
    • Registering of Companies, Tax and VAT
    • Bookkeeping, Salary Structures, Budgeting and forecasting
    • Administration of Trusts